News
Why Designated Beneficiaries Are Key to Your Estate Planning
Before Zygmund Furmaniuk’s aunt Mary died in 2023, she set up a trust to hold her assets and to distribute her estate, which was valued at…
Tag
Personal Finances
Politics
Who Decides How Much You Pay for College? Here’s How Tuition Costs Are Set.
Last month, four Republicans from the House and Senate sent letters to the presidents of Ivy League schools demanding years of data about…
Politics
Trump’s Cuts to Science Funding Could Hurt U.S. Economy, Study Shows
Cutting federal funding for scientific research could cause long-run economic damage equivalent to a major recession, according to a new…
Politics
Student Debt Collections Restart on May 5. Here’s What to Know.
After a five-year reprieve, the Trump administration will restart forced collections on federal student loans in default, which could…
Business
How to Talk to Your Children About Money in These Uncertain Times
Stock market gyrations. Inflation. Layoffs of federal workers. A possible recession. Children may overhear their parents talking about…
Business
Facing the Trump Tariffs, Markets Are Bracing for an Economic Storm
It is in a president’s interest to ensure that the economy and the stock market are strong. Yet the Trump administration has been doing…
News
Some Online Scam Victims Can Now Seek Tax Relief on Firmer Ground
Victims of sophisticated online scams are often dealt a double whammy. Not only is their money forever gone, but these stolen sums often…
Politics
How Tariffs Could Cause Car Insurance Costs to Rise
Add this to worries about the likely impact of tariffs: costlier car insurance. The new tariffs on imported cars, metals and parts…
Politics
Social Security Rolls Back Restrictions on Filing for Benefits by Phone
The Social Security Administration said on Tuesday that people seeking retirement or survivor benefits could continue to file applications…
Business
The Fed Isn’t Rushing to Save the Markets This Time
The notion that the Federal Reserve will rush in to rescue investors in a crisis has comforted investors for decades. But in the big…
Politics
Tempted by Trump’s Tariffs to Panic-Buy? Don’t.
I went to Costco on a tariff run, and did not stock up on anything. It was tempting. Mark Cuban was on social media telling people it was…
Business
DoorDash Announces ‘Buy Now, Pay Later’ Partnership With Klarna
DoorDash customers can now take out a loan for a $40 order of burritos or a $50 pizza delivery. The financial tech company Klarna and the…
News
Obamacare Could See Big Changes in 2026
A shorter open enrollment period, less help choosing a plan, higher health insurance premiums for many people — those are just a few…
Culture
Did You Sell Concert Tickets or Clothes? You May Owe Taxes
If you received more than $5,000 for online sales of “goods or services” in 2024, you might get a Form 1099-K. Don’t ignore it, an expert…
Business
Profits, Not D.E.I., Are Why Companies Exist
A prominent group of chief executives said almost six years ago that making profits for shareholders was only part of their business — and…
Business
Medicare Doesn’t Pay for Everything: How to Bridge the Cost Gap
Medicare can cover most of your health care needs when you turn 65, but it doesn’t pay for everything. And one of the most significant…
Business
36 Hours After Russell Vought Took Over Consumer Bureau, He Shut Its Operations
The day before Linda Wetzel closed on her retirement home in Southport, N.C., in 2012 — a cozy place where she could open the windows at…
Business
Sharing Bank Accounts Can Deepen a Couple’s Relationship
When Nia Darville Stokes-Hicks and Armondi Stokes-Hicks married two years ago, they set up five bank accounts. Each had an individual bank…
Business
When It Comes to Investing, Is A.I. Worth the Hype?
After the arrival of a less costly A.I. model from China, U.S. markets and academics are wrestling with the ultimate economic value of the…
Culture
How to Pay Off Credit Card Debt
Ms. Harris suggests that her clients try “Frugal February” — avoiding discretionary spending and impulse purchases, and putting the money…
Business
Why Banks May Be Hoping You’re Not Paying Attention
The median American household has a combined balance of $10,000 in its checking and savings accounts, according to a census estimate. For…
Business
You Can No Longer Buy Paper Inflation Bonds With Your Tax Refund
You can still get your tax refund sent to your checking account, say, and then use the money to buy digital I bonds via TreasuryDirect.…
Politics
The Fed Is Sitting on the Sidelines, but for How Long?
The relative calm in the markets may not survive upheaval in the A.I. sector and a deluge of disruptive Trump policies, our columnist…
Business
How Fed Rates Influence Mortgages, Credit Cards, Savings and More
The Federal Reserve is expected to keep its key rate steady on Wednesday, after a series of cuts that lowered rates by a full percentage…